Terms of Service and Privacy Policy

[Business name] · ABN [ABN]
Last updated [date]. Effective [date].

Read this before publishing

This is a drafting aid, not legal advice, and I am not a lawyer. It is written for an Australian sole trader offering a self-directed digital tool grounded in occupational therapy concepts. Every [bracketed] item needs your real details, and the whole document should be reviewed by an Australian solicitor before it goes live — particularly the sections on refunds, which interact with consumer guarantees you cannot contract out of, and the professional boundary section, which interacts with your registration.

Contents
  1. What this service is, and what it is not
  2. Your account
  3. Payment, subscription and renewal
  4. Cancellation
  5. Refunds and consumer guarantees
  6. Privacy: what we collect and why
  7. How artificial intelligence is used
  8. What happens to your profile afterwards
  9. Your rights over your information
  10. Who owns what you write
  11. Acceptable use
  12. Changes to the service and to these terms
  13. Liability
  14. Contact and complaints

1. What this service is, and what it is not

[Product name] is a self-directed digital tool for exploring your own strengths, motivations and interests, and for turning them into a plan you write and review yourself. It draws on concepts used in occupational therapy — among them the person–environment–occupation model, volition, task analysis, graded activity and the transtheoretical model of change.

This is not a health service

  • It is not occupational therapy, assessment, diagnosis or treatment, and no therapeutic relationship is created by using it.
  • No clinical judgement is applied to what you write, and no clinical record is created or kept. What you write is read to improve the service — see what we do with what you write — but that is product work, not care, and nothing you write is assessed, interpreted or acted on clinically.
  • It is not counselling, psychological therapy, career counselling, or financial or legal advice.
  • It does not replace advice from a qualified professional who knows your circumstances.
  • Content is generated in part by an automated system and may be wrong, incomplete or unsuitable for you. You are the one who decides what to act on.

If you are in distress or crisis, this service cannot help you. Nobody reads what you write as it is written and nobody is watching for signs that you need help — an automatic check stops answers that mention violence (see section 11), but that is a word filter, not a person, and it is not a safety net. In Australia, Lifeline is available on 13 11 14 and the Suicide Call Back Service on 1300 659 467, both 24 hours. In an emergency, call 000.

[Your name] is a registered occupational therapist. That registration informs the concepts this tool uses. It does not mean you are receiving a service from an occupational therapist, and using this tool does not make you a client or patient.

2. Your account

3. Payment, subscription and renewal

What is free and what is paid

PartWhat it includesPrice
Free All the questions, the problems worth your consideration, and your service statements. Yours to keep whether or not you go further. —
Part One Your possible self: role suggestions, career capitals and stage of change, and environment and pay fit. A$29 until 31 December 2026, then A$35
Both parts Part One, plus task analysis and SMART goal setting. A$39 until 31 December 2026, then A$49
Goal journey Reviewing, re-grading and setting further rounds of goals over time. A$39 per year

The prices to 31 December 2026 are founding prices. They are not a discount from a higher price we have charged before — this is what it has cost from the start, and it rises in the new year. One-off payments are exactly that: no subscription is started and nothing renews.

Prices are in Australian dollars and include GST where applicable.

What you buyPriceHow it works
Possible self — sections three, four and five A$29 one-off A single payment. Not a subscription, and nothing recurs.
Ongoing subscription — your profile kept, goal reviews, Community pulse A$7 / month
or A$49 / year
Renews automatically until cancelled, at the renewal price below.
Renewal after twelve months A$5 / month
or A$39 / year
Applies from your second billing year onward.

4. Cancellation

5. Refunds and consumer guarantees

Your rights under Australian Consumer Law come first

Nothing in these terms excludes, restricts or modifies the consumer guarantees in the Australian Consumer Law. If the service is not delivered with due care and skill, is not fit for its described purpose, or does not match its description, you are entitled to a remedy — and for a major failure, to a refund — regardless of anything written below.

Beyond those rights, our own policy is:

6. Privacy: what we collect and why

We handle personal information in line with the Privacy Act 1988 (Cth) and the Australian Privacy Principles.

What you give us

Some of what you write may be sensitive

People often write about health, family, money or things they have come through. We do not ask for that information and we do not need it — but if you choose to write it, it is stored with the rest of your profile and protected the same way. Please only write what you are comfortable having stored.

Limits on the free part

Finding problems worth considering and drafting service statements are free. Each is written by an automated service we pay for per use, so each is limited to 10 generations per person — counted against your account, not your browser. It is set high enough that ordinary reworking never reaches it. If you do reach it, write to us and we will reset it. The paid sections are not limited.

What we do with what you write

If you would rather your answers were not read for this purpose, email us and we will delete your profile — see what happens to your profile. There is no way to keep a profile stored and exempt from it.

What we collect automatically

Who else touches it

WhoWhat forWhere
SupabaseDatabase and sign-in[region]
NetlifyServing the pageGlobal network
Google (Gemini)Generating statements, roles and goals from what you wroteOverseas
StripePaymentsAustralia and overseas
[Email provider]Sign-in links and reminders[region]

Some of these providers store or process information outside Australia. By using the service you consent to that overseas disclosure.

What we never do

7. How artificial intelligence is used

8. What happens to your profile afterwards

This is the part people most often want in writing, so it is set out plainly.

If…Then…
You cancel your subscription Subscriber features close at the end of the paid period. Your profile is kept for 12 months from your last sign-in so you can come back to it, then permanently deleted. We email you a month before.
Your payment fails and is not fixed Treated the same as cancelling, from the date access closes.
You bought only the one-off Your profile is kept for 12 months from your last sign-in, then deleted.
You never paid anything The same: kept for 12 months from your last sign-in, then deleted.
Before any deletion for inactivity We email you at 11 months, about a month before. Signing in once resets the clock; you can also download everything first. If we cannot send that email, we do not delete.
You ask us to delete your account Everything is deleted within [30] days, including backups on their next cycle. This cannot be undone.
You shared to the Community pulse That entry is removed when you untick the box or when your profile is deleted.
We stop operating the service We give at least [60] days' notice, you can export everything, and no further payments are taken.

Payment records are kept for seven years regardless, because Australian tax law requires it. Those records hold the transaction, not what you wrote.

9. Your rights over your information

If a data breach occurs that is likely to cause you serious harm, we will notify you and the Office of the Australian Information Commissioner, as the Notifiable Data Breaches scheme requires.

10. Who owns what you write

11. Acceptable use

Answers mentioning violence are stopped automatically

The tool checks what you write before it is sent to be processed. If an answer mentions violence, the tool stops and shows you a message instead of drafting anything. Nothing is sent, nothing you wrote is deleted, and you are not locked out — you can reword that answer and carry on.

This check reads words, not meaning. It cannot tell the difference between someone describing violence they survived, someone naming violence as the problem they want to help with, and someone threatening another person. It stops all three. We know that is blunt, and we would rather be blunt here than send that writing to a machine to be summarised back at you.

If you are in immediate danger, call 000. For crisis support, Lifeline is 13 11 14. For sexual assault, domestic or family violence, 1800RESPECT is 1800 737 732. These are Australian services and they are free.

Using the tool to threaten or plan harm to another person is a breach of these terms, and we may close your account for it.

12. Changes to the service and to these terms

13. Liability

To the extent permitted by law, and without limiting the consumer guarantees in section 5, our liability for any claim connected with the service is limited to resupplying it, or refunding what you paid in the twelve months before the claim.

Decisions you make about your work, study, money or life are yours. This tool suggests and organises; it does not advise, and it cannot know your full circumstances.

14. Contact and complaints


Notes for you — delete this section before publishing

Advertising, testimonials and your registration

Section 133 of the National Law prohibits, in advertising a regulated health service, anything false or misleading, anything creating unreasonable expectations of benefit, and testimonials. AHPRA's guidance is that a testimonial is a positive statement touching on clinical aspects — a symptom, a diagnosis, a treatment, an outcome, or a comparison of practitioner skill. Patient reviews are not automatically prohibited; they become a problem when used in advertising and referencing those clinical aspects.

Two practical consequences. First, the more this tool is marketed as an OT service, the more likely the rule applies — which is another reason the "not a health service" statement in section 1 earns its place. Second, be careful quoting the reviews you collect on the cover page or in marketing. A star rating or a comment about ease of use is a different thing from someone saying it helped their anxiety.

Claims of benefit need acceptable evidence — peer-reviewed research, not anecdote or single cases. The cover page's "top 5%" and "top 10%" lines are motivational framing rather than evidence claims, but they are the kind of phrasing worth a lawyer's eye.

The line you should not cross without more scaffolding

The premium tier with real consultations converts this from a digital tool into a health service. That brings the Code of conduct, clinical record-keeping, professional indemnity insurance and a different privacy regime. It also makes the advertising rules above unambiguous. Worth a conversation with your insurer and with OT Australia before it is offered, not after.

Still to fill in

  • Business name, ABN, state, and all bracketed periods.
  • Your name in “What we do with what you write” — the person who holds admin access.
  • Whether prices are GST-inclusive, once you know if you are registered.
  • Your Supabase region, so the overseas-disclosure statement is accurate.
  • Your analytics tool, if you add one.
  • Age is now set at 16. Decided — nothing more to do here, but be aware that 16- and 17-year-olds are still minors. Keep the tone of anything you write to them in mind, and do not add anything that would need a parent's consent.
  • The COPM question. The goal review no longer uses the COPM's terms or its ten-point scales, so nothing here relies on that instrument. If you ever put the real COPM in, license it and say so.